Buying or Selling a Home?
NextHome Treasure Valley
Residential buying and selling, new construction, and relocation help across the Treasure Valley.
Plan My Home MoveTrue Cost of Moving Calculator
Everything it takes in cash — and per month — to make your move to the Treasure Valley.
1Sell your current home
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Commissions are negotiable.
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Title, escrow, transfer taxes.
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Ask your tax advisor; many primary homes qualify for an exclusion.
2Buy in Idaho
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From the listing or county assessor.
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3Moving & transition
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4Your cash & budget
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5Advanced: stay vs. move over time
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No break-even within 10 years under these assumptions.
| Year | Stay | Move |
|---|---|---|
| 1 | $455,850 | $356,485 |
| 2 | $525,592 | $389,981 |
| 3 | $599,438 | $424,901 |
| 4 | $677,610 | $461,311 |
| 5 | $760,343 | $499,283 |
| 6 | $847,884 | $538,891 |
| 7 | $940,492 | $580,211 |
| 8 | $1,038,440 | $623,327 |
| 9 | $1,142,016 | $668,324 |
| 10 | $1,251,521 | $715,293 |
Net worth = home equity + savings, with the cheaper scenario investing its monthly savings. Excludes future selling costs and taxes.
These results are planning estimates only — not tax advice, a loan approval, an appraisal, or a guarantee of savings. Your actual taxes and costs depend on your full financial situation. Calculations run in your browser and are not stored or sent anywhere unless you choose to share them in the form below. Tax year 2025; data last reviewed 2026-10-28.
Your next step
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VIP Commercial
Commercial property, business relocation, investment property, land, and development.
Discuss Commercial Real EstateFrequently asked questions
Is my down payment counted as a cost?
It's counted as cash you need, but shown separately as equity — money that becomes part of your home rather than money spent.
What if I owe more than my home will sell for?
The calculator shows a negative sale result and adds that amount to the cash you'd need to bring to closing.
Are seller or builder credits unlimited?
No. Credits can only offset eligible closing costs, so any amount above your closing costs isn't counted.
Talk Through My Idaho Move
Optional. Heath will connect you with the right team — no obligation.